« November 2009 »
S M T W T F S
1 2 3 4 5 6 7
8 9 10 11 12 13 14
15 16 17 18 19 20 21
22 23 24 25 26 27 28
29 30
You are not logged in. Log in
Entries by Topic
All topics  «
Blog Tools
Edit your Blog
Build a Blog
RSS Feed
View Profile
Finance and Business
Saturday, 17 October 2009
Subsidized Housing
Subsidized housing is a social program run by HUD which helps low income families unable to afford regular housing.  Other people that can qualify for subsidized housing are students and seniors.

First thing you have to do to get into subsidized housing is to find out if you qualify in the first place.  Go to HUDs website and look for their qualification requirement.  HUD wants your income to be below a set amount for subsidized housing qualification.

After you have found out whether you can apply for subsidized housing, fill out the application at the HUD housing office.  Then when you are approved you can start find subsidized housing.  

When you are ready to look for subsidized housing, look for the free housing magazines that you sometimes see in the news stands.  Grab a copy and check it out.  It should give you a good idea about subsidized housing in your city.

If you have some friends that lived in subsidized housing before, you can inquire them about some recommendations.  They can tell you whether or not a particular subsidized housing that they have lived in was good or not.  They can also tell you what to expect from living in subsidized housing.

Go online and search for subsidized housing using craigslist.  This is a free website where sellers can list their products and buyers can find something they want.  Many landlords list their subsidized housing there, and you should be able to find something there.  

One thing you should be careful about when you look for subsidized housing online are the people who try to scam the unsuspecting.  Do not wire money to people for deposits until you have seen the house and met the owner.  Some scammers will take off with your money once they get their hands on it.

When you move into your subsidized housing, do a spot check with the landlord and point out things that need fixing and cleaning.  Get them to do all this before you first move in.

Posted by savemoney00 at 1:09 AM EDT
Monday, 12 October 2009
Gallbladder Cleanse

One of the most important organs in your body is the gallbladder.  The gallbladder aids in digestion and also stores bile.

If you eat unhealthy foods such as pizza and burgers, the oils and fats from these foods end up in the gallbladder.  After awhile, the fats and oils form gallstones.

Overtime, more gallstones get lodged in the gallbladder and in your liver which causes bile and bacteria to back up into your system.  This causes illness and other negative side effects on your body.  To clear up this problem people usually go to surgery.

If surgery is prohibitive to you due to high costs or you are afraid of surgery, then you might want to try a more natural remedy to getting rid of gallstones.  

One of these natural remedies that people are trying is the gallbladder cleanse.  The gallbladder cleanse is a home remedy which does not require expensive equipment or medication.

Before attempting the gallbladder cleanse, go see your doctor first for a check up.  The gallbladder cleanse could be potentially dangerous to some people so you should have the doctor look you over first and give recommendations.

The ingredients that you will need to pull off the gallbladder cleanse can be found at any supermarket.  You will need to pick up olive oil, Epsom salt, lemons, and apple juice.

The entire process of the gallbladder cleanse should take 7 days.  During the first 6 days, you should drink the apple cider daily.  

On the last day you need to mix the lemon juice and olive oil in a cup and drink it.  The mixture is not pleasant so be forewarned.

The next day when you get up mix up the Epsom salt with some warm water and drink it all.  This acts like a laxative which helps you get rid of the gallstones.

If you have the time, you may want to do the gallbladder cleanse several times a year.  This helps in keeping your body toxin free and unclogged.

Posted by savemoney00 at 7:00 PM EDT
Wednesday, 30 September 2009
Minority Women Business Grants

Women entrepreneurs usually think that in order to start a business, they will need to get a loan from the bank or even borrow money from friends and family.  However, most women fail to realize that there are grants that can be gotten for your business.

As a minority woman, you can claim benefit to many minority business grants for women.  You can use these grants to help start your business and pay expenses that come with running a business.

In order for you to apply for minority business grants for women, you must be Asian, Hispanic, or African American.  

Many organizations offer minority business grants for women.  The federal government is probably the biggest grantor.  Non-profit organizations and businesses are also good places to go looking for grants.

Before you go out applying for minority business grants for women, you need to have a convincing business plan to show your grantors.  Without a plan, they would have no reason to give you money.

You can look for sample business plans online if you do not know how to write one.  Otherwise, there are business consultants you can hire to help you.

The first place you want to go to for finding minority business grants for women is the government website.  They list all available federal grants and you should choose the ones that are applicable to you.

Next, do some networking and make contact with the non-profits and local businesses and find out if they give minority business grants for women.  You can at least get some good business advice from the established businesses.

Contact your local or state government.  These governments usually have their own grants separate from federal grants.  

Since there are many minority business grants for women out there, it is in your best interest to apply for as many as possible.  You may not get all the grants but you will certainly get some by the sheer volume that you apply to.

Posted by savemoney00 at 11:54 PM EDT
Sunday, 27 September 2009
Low Income Apartments for Rent
Low income apartments for rent are a perfect way for families that cannot afford quality apartments to live better.  These apartments are given money by HUD and in exchange they provide lower rent to people.  

In order to be accepted into low income apartments for rent, your income must be at the amount specified by HUD.  You can get this information from HUDs website.  Each county has a different specified income amount.

If you would rather not go through HUD to get low income apartments for rent, you can still go directly to the low income apartments.  They will also check your income and it must be within a certain range.  If you do then you can apply for the low income apartments.

Ask HUD or go online to find low income apartments for rent.  There are usually many in a city so you can specify where you want to live.  You can also specify how many rooms you want, etc.  Of course, your criteria will be based on availability.  

When you go look at the low income apartments for rent, be sure you bring some paper and pen to note what you like and dislike about the apartments.  This is what you will use later to help you make a decision regarding the low income apartment you will move into.  

Chat with some of the people living at the low income apartments and gauge how they enjoy living there.  Ask them if maintenance is prompt in fixing things.  Also search for reviews of the low income apartments for rent online.  

Once you have found that low income apartment that you have most interest in, do a careful walkthrough of the apartment.  If you see some problems, be sure to notify the landlord before you move in.  

You should allow some time before you move into low income apartments for rent.  Usually low income apartments have long lines as many people are in need.

Posted by savemoney00 at 11:50 PM EDT

Newer | Latest | Older