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Finance and Business
Wednesday, 30 September 2009
Minority Women Business Grants

Women entrepreneurs usually think that in order to start a business, they will need to get a loan from the bank or even borrow money from friends and family.  However, most women fail to realize that there are grants that can be gotten for your business.

As a minority woman, you can claim benefit to many minority business grants for women.  You can use these grants to help start your business and pay expenses that come with running a business.

In order for you to apply for minority business grants for women, you must be Asian, Hispanic, or African American.  

Many organizations offer minority business grants for women.  The federal government is probably the biggest grantor.  Non-profit organizations and businesses are also good places to go looking for grants.

Before you go out applying for minority business grants for women, you need to have a convincing business plan to show your grantors.  Without a plan, they would have no reason to give you money.

You can look for sample business plans online if you do not know how to write one.  Otherwise, there are business consultants you can hire to help you.

The first place you want to go to for finding minority business grants for women is the government website.  They list all available federal grants and you should choose the ones that are applicable to you.

Next, do some networking and make contact with the non-profits and local businesses and find out if they give minority business grants for women.  You can at least get some good business advice from the established businesses.

Contact your local or state government.  These governments usually have their own grants separate from federal grants.  

Since there are many minority business grants for women out there, it is in your best interest to apply for as many as possible.  You may not get all the grants but you will certainly get some by the sheer volume that you apply to.

Posted by savemoney00 at 11:54 PM EDT
Sunday, 27 September 2009
Low Income Apartments for Rent
Low income apartments for rent are a perfect way for families that cannot afford quality apartments to live better.  These apartments are given money by HUD and in exchange they provide lower rent to people.  

In order to be accepted into low income apartments for rent, your income must be at the amount specified by HUD.  You can get this information from HUDs website.  Each county has a different specified income amount.

If you would rather not go through HUD to get low income apartments for rent, you can still go directly to the low income apartments.  They will also check your income and it must be within a certain range.  If you do then you can apply for the low income apartments.

Ask HUD or go online to find low income apartments for rent.  There are usually many in a city so you can specify where you want to live.  You can also specify how many rooms you want, etc.  Of course, your criteria will be based on availability.  

When you go look at the low income apartments for rent, be sure you bring some paper and pen to note what you like and dislike about the apartments.  This is what you will use later to help you make a decision regarding the low income apartment you will move into.  

Chat with some of the people living at the low income apartments and gauge how they enjoy living there.  Ask them if maintenance is prompt in fixing things.  Also search for reviews of the low income apartments for rent online.  

Once you have found that low income apartment that you have most interest in, do a careful walkthrough of the apartment.  If you see some problems, be sure to notify the landlord before you move in.  

You should allow some time before you move into low income apartments for rent.  Usually low income apartments have long lines as many people are in need.

Posted by savemoney00 at 11:50 PM EDT

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